Your Health Insurance Expert!
Over 10 years of experience helping families and individuals.
Affordable Health Insurance Solutions
BMT has worked with more than 10,000 clients! We will help you save money and find the best option for your health insurance need.
Welcome to my Website!
I help small businesses, group coverage, self employed , families and individuals . If you feel you are overpaying for health insurance premiums , have high deductibles and want more benefits or need health insurance, I can help. Plans I offer are flexible, affordable and secure ,allowing me to suggest options tailored for your needs. Please contact me on 917 647 3054 for a quick quote to compare my health plan vs the plan you have now.
Don't take it from me
I have been helping individuals and families for many years and my clients appreciate my professionalism and service.
Nathan Klug
★★★★★
Gene was great! He helped guide me towards peace of mind and protection for my loved ones.
Jane Adams
★★★★★
Don't risk your health and financial stability. I trusted Gene to do a great job.
A Day Without Insurance Is
Like A Day Without Sunshine
Being without health insurance can have severe consequences for individuals and families. Without health insurance coverage, individuals face the risk of significant financial burden when seeking medical care. The cost of healthcare services, including routine check-ups, prescriptions, and emergency treatments, can be prohibitively expensive, leading to potential debt and financial hardship. Moreover, lacking health insurance often means limited access to necessary healthcare services, preventive care, and timely treatments, which can negatively impact overall health outcomes. Having health insurance provides a safety net, offering financial protection and ensuring access to quality healthcare when needed, promoting overall well-being and peace of mind.
Frequently Asked Questions
Please note that these FAQs provide general information and it is recommended to consult with a licensed health insurance agent for personalized advice and guidance tailored to your specific needs.
Q: What is health insurance and why is it important?
A: Health insurance is a contract between an individual and an insurance company that provides coverage for medical expenses. It helps protect individuals and families from high healthcare costs, ensuring access to necessary medical services, treatments, and medications.
Q: Are there different types of health insurance plans available?
A: Yes, there are various types of health insurance plans available, including Preferred Provider Organizations (PPOs), Health Maintenance Organizations (HMOs), Exclusive Provider Organizations (EPOs), and Point of Service (POS) plans. Each plan has its own network of healthcare providers and specific rules regarding coverage and costs.
Q: How do I determine which health insurance plan is right for me?
A: Choosing the right health insurance plan depends on several factors, such as your healthcare needs, budget, preferred doctors or hospitals, and prescription medications. A health insurance agent can assess your requirements and guide you through the process of selecting the plan that best suits your needs.
Q: How can a health insurance agent help me?
A: Health insurance agents are trained professionals who specialize in navigating the complex world of health insurance. They can assist you in understanding different plan options, comparing coverage and costs, and finding a policy that aligns with your unique healthcare needs and budget.
Q: Can I get health insurance if I have pre-existing conditions?
A: Yes, thanks to the Affordable Care Act (ACA), health insurance companies are prohibited from denying coverage or charging higher premiums based on pre-existing conditions. You have the right to obtain health insurance coverage regardless of your medical history.
Q: How much does health insurance cost?
A: The cost of health insurance depends on various factors, including your age, location, desired coverage, and the insurance company you choose. A health insurance agent can help you explore different options and provide personalized quotes based on your specific circumstances.
Copyright 2023 Gene Fried. This information is provided as general information and is not intended to be specific guidance. The information and opinions expressed herein are from sources believed to be reliable; however, we make no representation as to its accuracy or completeness.